A Not So Important Blog About Nothing

Even if you’ve never thought about starting your own business, now is a great time to become an entrepreneur.

Did you know that many people have found relief from the recession by launching their own business? In the second quarter of 2009, nearly one in 10 job seekers found work by becoming an entrepreneur, and the pace of new startups has skyrocketed: a 100% increase in the first quarter of 2009 compared to the previous year.¹

Many had never thought about starting a business previously, but necessity led them to take matters into their own hands. Here are a few reasons why you should consider it too:

Reason #1: The workplace is changing.
Even before the recession, companies were starting to rely less on traditional full time help and more on freelance or contractors. Approximately 30% of the U.S. job market is now made up of part time or contract employees and the self employed, and many experts predict this will swell to 40% by the end of the next decade.² So stay ahead of the curve!

Reason #2: You can keep your full time job.
The security of a full time job can be a great place from which to launch your business. You have a guaranteed income, making the risks relatively low. Maybe that’s why most entrepreneurs who launch their own businesses do so while still holding down full time jobs.³

Reason #3: It’s fun!
If you’re currently employed, you know the terrain: About half of all workers say they feel their current job is stagnant.⁴ If you’re bored on the job, starting your own business on the side can be an energizing and creative way to increase your income.

With all these reasons to start your own business, don’t you think it’s time you considered it? The Primerica business opportunity is a great place to start. Here, you’re in business for yourself using a proven entrepreneurial system, but you’re never by yourself – you’ll have the support of an entire company behind you!

Contact your local Primerica representative to find out more and to see if our opportunity would be a good fit for your needs.

1USA Today, September 30, 2009
2 Money, July 2009
3 Ibid
4 USA Today, September 21, 2009

Your credit score can determine:

• Whether you will be approved for credit
• The interest rate on your loans
• The cost of your homeowner’s and car insurance
• Whether you are approved to rent a house or apartment

Shouldn’t you know the score? Primerica’s DebtWatchers™ program gives you your FICO® credit score, notifies you via email or text messages of key changes to your Equifax Credit Report,™ and provides access to four Equifax credit reports every 12 months with continuous enrollment.

What Makes Up My Credit Score?
FICO® credit scores are the most widely used by lenders. Scores range from 300 to 850.

Atlanta Journal-Constitution, July 6, 2008

Many of us pay too much for these everyday essentials.

Snacks. A daily protein bar can set you back $2 a day. Choose fruit instead for a healthier – and cheaper – alternative.

Bottled water.

Fruits and veggies. If you enjoy precut vegetables and salad mixes, consider the cost of that convenience: about $5.98 a pound. Wash your own lettuce and you’ll pay just a third of that.

Movies. An evening for two at the theatre costs about $30 in major cities. For about $5 a month you can watch two movies from an online rental source or. Plus, DVD kiosks located at certain neighborhood grocery and discount stores rent current-release flicks for about $1 a day. Or … surf your local library’s Web site for free rentals!

Television. Cut the cable or satellite service and get a digital conversion box, which gives you a clear connection to all the basics. With a broadband Internet connection you can watch more than 300 shows on certain internet sites. Many networks now post full episodes on their Web sites so you can watch them for free, or rent DVDs of your favorite shows.

Kiplinger.com, viewed September 9, 2009

Today you’ve got more reasons than ever to free yourself from the burden of credit card debt. Here are a few:

1. Compound interest works against you. When you allow debt to “sit” on your credit cards accumulating interest, one of the most powerful forces in the world – compound interest – is actually working against you to keep you in debt bondage.
2. No end in sight. Most credit card debt is considered revolving. Because of the way interest is calculated, it can be difficult to tell how long it will take to pay off revolving credit card debt. It can feel like you’re on a debt treadmill from which you can’t escape.
3. You’re not in control. Your lender is. Your credit card issuer determines your interest rate, credit limit, fees and charges based on your credit history. You don’t get to select your own credit terms.
4. Great balance transfer deals are almost non existent. They used to pour out of your mailbox, but now those zero or low APR balance transfer deals with low or no fees are practically gone – and you’re stuck with the balance.

If you’re stuck on the revolving debt treadmill, you may be putting your financial health at risk. But help is available!

That’s where Primerica’s newest product, Primerica DebtWatchers™ comes in. This exciting new product allows you to create and monitor your own personalized path to debt freedom. With this product you can:

• Take control of your debt situation by using the information in your Equifax Credit Report™ to create a simple to understand plan for paying off your debt
• Monitor your Equifax credit report for key changes
• Track your progress toward debt freedom
• Set goals and monitor actual balances reported by your creditors
• Get up to $25,000 in Identity Theft Insurance with no deductible*
• Access your information any time, online

You’ll even be notified via email or text message of key changes to your Equifax Credit Report – all for a low monthly fee.

Becoming debt free is a good goal to have – and Primerica DebtWatchers can help you get there. Talk to your Primerica representative today to find out how to get started!

*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions.

Primerica, representatives of Primerica, Equifax and Primerica DebtWatchers™ will not act as an intermediary between Primerica DebtWatchers customers and their creditors and do not imply, promise or guarantee that credit files or credit scores will or may be improved, repaired, boosted, enhanced, corrected or increased by use of the Primerica DebtWatchers product. Primerica DebtWatchers is a trademark of Primerica Client Services, Inc. Equifax Credit Report is a trademark of Equifax Inc. FICO® is a registered trademark of Fair Isaac Corporation. References to Equifax refer to Equifax Consumer Services LLC, a wholly owned subsidiary of Equifax Inc. See http://my.primerica.com for additional important disclosures. Product not available to residents of Washington, D.C.